MH Lending You Can Trust Since 1985!

A lending partner you can trust.

Thank you for your interest in our unique approach to MH lending.

At First Credit, we specialize in MH chattel lending on leased land.  Our finance programs are designed to help you sell more homes with confidence. Our experienced team delivers exceptional service and some of the most competitive rates in the industry, giving you a lending partner you can trust.

We would love to hear from you. Click the contact us button below or call Rich D’Elia, VP, at 518-725-5000 ext.104.

Contact Us

Why choose First Credit?


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First Credit Corporation offers historically low interest rates.

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Most credit decisions are made within one business day.

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Our experienced, dedicated lending experts guide you through the process.

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Licensed in 14 states – AZ, CT, CO, DE, FL, GA, MA, MD, NC, NJ, NY, PA, SC, and TX.

Approval Requirements


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First Credit Corporation has loan programs available to borrowers with credit scores as low as 550.

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Accessible down payment programs starting at just 5% down.

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The model year of the home must be at least 1976 or newer to qualify.

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Programs for primary residences and second/vacation homes.

© First Credit Corporation of New York, Inc.
21 North Main Street Gloversville, NY 12078
Phone: (518) 725-5000

NMLS Entity ID 3228, Arizona Mortgage Banker License #BK-1045834, Connecticut Mortgage Lender License, MB-3228 Massachusetts Exempt Company Registration, NMLS Entity ID 3228 New Jersey Residential Mortgage Lender License, NMLS Entity ID 3228 New York Exempt Mortgage Banker Registration, NMLS Entity ID 3228 / License # C800295 Pennsylvania Mortgage Lender License, NMLS Entity ID 3228 / License # 46166 Delaware Lender License, NMLS Entity ID 3228 / License # 5267 South Carolina-BFI Mortgage Lender / Servicer License #3228 / North Carolina Mortgage Lender License #L-179980 / Maryland Mortgage Lender License – #23257 / Georgia Mortgage Lender License – #65598 / Florida Mortgage Lender License #MLD1993 / NMLS Entity ID 3228 Colorado Mortgage Company License / NMLS Entity ID 3228 Texas Mortgage Company License

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